Oklahoma City Bad Credit
How to overcome your bad credit?
Bad credit is an issue that affects many people. It can prevent you from opening a checking account, getting a mortgage, and in some cases prevent you from getting a job as some companies run a credit report before they offer you a job. For those people who want to purchase a new car, bad credit can double your interest rates on a car loan and subject you to pay excess dealer fees. In today‘s economy people work twice as hard just to pay their bills on time and maintain a comfortable lifestyle. So why would anyone want to pay high interest rates and excess dealer fees if they do not have to?
Oklahoma City Bad Credit Car Loans
At Guaranteed Auto Credit we understand that the present status of today‘s economy makes it simple for honest people to get caught in a financial jam. Not a problem! With Guaranteed Auto Credit everyone qualifies for an auto loan. Just fill out the online credit application and a representative from our finance company will contact you with your loan information in more details. Who knows, you may even qualify for a $0 down payment.
If you have lived in Oklahoma City the past two years all you need to qualify is the following:
• $1200/month Net Verifiable Income
• Valid Oklahoma Drivers License
• 7 References
• Held a job for a minimum of 6 months
• Currently not in Bankruptcy
• No felonies in the past 5 years
If you are not approved for a $0 down payment, do not panic! Our onsite finance company will work with you to approve you for a car loan with a small down payment. The purpose of the loan is to fit your monthly payments within your monthly budget in order to make it easier for you to make your payments in a timely fashion. Making your car payments on time helps to rebuild your credit.
Don‘t let you your credit score determine whether or not you are able to purchase the car you want or need. Just because you have a low credit score or have been turned down in the past does not mean you can not secure an auto loan. Visit our dealership located in Oklahoma City today and let one of our experienced finance representatives approve you for your very own new car at Oklahoma City Bad Credit.
